Website Terms & Conditions of Use

Effective Date: January 2019

Your access to and use of this website and it’s resources and content is governed by the following Terms and Conditions of Use. By accessing and continuing to use this website you accept and agree to terms below. We may change these terms at any time by posting them to this site. Your continued use of this website is your consent to these terms. This website is an educational and informational resource and is not a substitute for legal and financial advice.

Overview
The terms “we,” “us,” and “our” refer to the Small Business Finance Forum LLC and Law Offices of Julie L. Finch, PLLC. The terms “website, “or “site” refers to www.Crackthecode.live, including but not limited to the membership portion of www.CrackTheCode.live. The terms “user,” “you,” and “your,” refers to a website visitors and/or user.

Your use of the Site
We own all right, title and interest in and to the content on the Site, including, but not limited to text, photographs, illustrations, images, designs, graphics, any and all derivative works or enhancements of the content. Use of this Site does not grant you any right or interest in the Site or the Content. You may not use any features of this Site that permit communications or postings to post, transmit, display, or otherwise communicate: defamatory, threatening, obscene, harassing, or otherwise unlawful information; advertisements, solicitations, spam, chain letter, or similars type of information; encouragement of illegal activity; private, personally identifiable information of others; materials subject to trademark, copyright, or other laws protecting any materials or data of others in the absence of a valid license or other right to do so.

Third party links
This website may contain links to third-party websites and resources. You acknowledge and agree that we are not responsible or liable for the availability, accuracy, content or policies of any third-party websites or resources. If there are links to other websites and resources, that does not imply that we are in any way endorsing or affiliated with those third parties. You acknowledge and accept sole responsibility for and assume all risk arising from your use of any other websites or resources.

Payment Terms & Conditions
In the event we process payment through this Site or links on this Site, you agree to comply with the terms and conditions of the payment processor and that we may charge your credit card. There are no refunds, exchanges, or charge backs on products or services that are purchased. If you opt to pay for items or events in multiple payments your total cost for those items or events is higher. These additional costs compensate us for increased risk, (e.g. non-payment), increased costs to us, and other items.

Disclaimer of warranty
YOU UNDERSTAND AND AGREE THAT THE SITE AND ITS CONTENT INCLUDING BUT NOT LIMITED TO THE INFORMATION, MATERIALS AND PRODUCTS ARE PROVIDED ON AN “AS IS” BASIS AND “AS AVAILABLE” BASIS WITHOUT ANY WARRANTIES OR REPRESENTATIONS OF ANY KIND, EXPRESS, IMPLIED OR STATUTORY, INCLUDING BUT NOT LIMITED TO, WARRANTIES OF TITLE, NONINFRINGEMENT, IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR PARTICULAR PURPOSE, ACCURACY, RELIABILITY, COMPLETENESS, CURRENTNESS, OR TIMELINESS OF THE CONTENT PROVIDED ON THE WEBSITE.

Liability limitations
You agree that we are not liable to you for any direct, indirect, special, incidental, consequential, or punitive damages (including, without limitation, loss of profits, loss or corruption of data, loss of goodwill, computer failure or malfunction, or interruption of business), arising out of or in any way related to the materials, content, or information on this Site; any products, services, or information offered, sold, or displayed on this Site; your use of, or inability to use, this Site generally; or otherwise in connection with these Terms, regardless of whether we, or any of our providers have been advised of the possibility of such damages. Because some states do not allow the limitation of liability for damages, the above limitation may not apply to you. In the event that the forgoing limitation does not apply, you agree that the maximum damages awarded under this Agreement will be $50.00.

Indemnification
You agree to indemnify, defend, and hold harmless us, and our agents, employees, successors, assignees, and associates, from and against any and all claims, causes of action, damages, liabilities, costs and expenses, including legal fees and expenses, arising out of or related in any way to your use of the Site or resources or content on the Site.

Controlling law & Jurisdiction
This Agreement is governed by and shall be construed in accordance with the laws of Minnesota without regard to its conflicts of laws provisions. The courts of Dakota County, the State of Minnesota will have exclusive jurisdiction over any dispute arising hereunder and you hereby consent to said jurisdiction and waive any right you may have to object to said jurisidiction.

Membership Portion of the Site, Resources and Document Library
If you have received access to the membership portion of our site, our resources or document library, you agree that this information is educational in nature only. You agree that you will seek counsel from qualified financial and legal persons in the implementation of the documents and information provided.

Opt-out
If at anytime you do not wish to receive offers or emails from us, you must tell us in order for the communications to stop. You may do this by either clicking the unsubscribe link located at the bottom of our emails or notifying Nicole at info@crackthecode.live.

Entire agreement
This Terms of this Agreement constitutes the entire agreement between us and you with respect to this website and the resources or content provided on or through the website.

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